Currently, only 42% of Germans own their homes, a figure significantly lower than in many other countries, largely due to unfavorable tax treatment of owner-occupied properties. Recent data indicates a sharp decline in property transactions, with a drop of over 25% in recent years and a real estate price decrease of more than 6% since 2021, outpaced by an 18% rise in general prices. The average gross rental yield stands at 4.1%, but net yields are considerably lower, often failing to match current financing costs, which exceed 4%. Consequently, renting may present a more financially viable option for many individuals.