The survey highlights that nearly 20% of companies in the hospitality industry express concerns about their viability, while 17% of retailers share similar apprehensions. Contributing factors include decreased consumer spending, increased online competition, and rising operational costs. Experts suggest that many potential insolvencies could be averted if businesses proactively address emerging challenges rather than reacting only when crises become evident. The economic outlook remains bleak, with anticipated high insolvency rates due to ongoing geopolitical uncertainties and competitive pressures from international markets.